How Long Does a Personal Injury Claim Take in Ontario?

Typical Timeline for Ontario Personal Injury Claims

Phase 1: Initial Recovery (2–6 months)

Focus on treatment and documenting injuries. We gather medical records, police reports, and witness statements.

Phase 2: Demand and Negotiation (6–18 months)

Once maximum medical improvement is reached, we prepare a settlement demand. Negotiations typically take 3–12 months.

Phase 3: Litigation (if needed) (12–36 months)

If negotiations fail, we start a lawsuit. Most cases settle before trial. Complex catastrophic cases may take 3–5 years.

Factors That Affect Timeline

• Severity of injuries
• Liability disputes
• Insurance company tactics
• Court backlogs
• Need for multiple expert reports